** RBC Bank is RBC Bank (Georgia), National Association (“RBC
Bank”), a wholly owned U.S. banking subsidiary of Royal Bank of Canada. RBC Bank is a member
of the U.S. Federal Deposit Insurance Corporation (“FDIC”). U.S. deposit accounts are
insured by the FDIC up to the maximum amount permissible by law. U.S. deposit accounts are
not insured by the Canada Deposit Insurance Corporation (“CDIC”). U.S. banking products and
services are offered and provided by RBC Bank. Canadian banking products and services are
offered and provided by Royal Bank of Canada. All deposit accounts, loans and lines of
credit are approved by RBC Bank. RBC Bank - 8081 Arco Corporate Dr, Suite 400. Raleigh, NC
27617. www.rbcbank.com